Compliance and Risk Test Analyst

Circle is a global financial technology firm that enables businesses of all sizes to harness the power of stablecoins and public blockchains for payments, commerce and financial applications worldwide. Circle’s platform has supported over 100 million transactions worth tens of billions of dollars, with nearly 10 million retail customers, over a thousand businesses, while storing and securing more than $5 billion in digital currency assets. Circle is also the creator of USD Coin (USDC), the fastest growing, regulated, fully-reserved stablecoin, which now stands at a 2+ billion market cap and is adding more than 100 million net new digital dollars in circulation every week. Today, Circle’s transactional services, business accounts, and platform APIs are giving rise to a new generation of financial services and commerce applications that hold the promise of raising global economic prosperity for all through programmable internet commerce.

What you’ll be part of:

With the mission “To raise global economic prosperity through programmable internet commerce,” Circle was founded on the belief that blockchains and digital currency will rewire the global economic system, creating a fundamentally more open, inclusive, efficient and integrated world economy.  We envision a global economy where people and businesses everywhere can more freely connect and transact with each other with new technologies for digital money. We believe such a system can raise prosperity for people and companies everywhere. Our mission is powered by the values we espouse and which we expect all Circlers to respect. We are Multistakeholder, serving the needs of our customers, our shareholders, our employees and families, our local communities and our world. Furthermore, we are also Mindful, Driven by Excellence, and High Integrity.

What you’ll be responsible for:

The Compliance and Risk Testing Analyst is responsible for executing the testing program to evaluate the effectiveness of established company internal controls.  These controls apply to regulatory requirements and other non-compliance risk mitigation. The position will also assist the Regulatory and Compliance Risk Manager in conducting risk assessments.

What you’ll work on:

  • Implement, and manage Circle’s Risk and Compliance Testing Program to assess compliance with internal processes, existing and/or new statutory and regulatory requirements, and the effectiveness of internal controls to mitigate risks. 
  • Perform periodic testing in various sectors, such as anti-money laundering controls of Circle and any third parties upon which Circle relies for such compliance.
  • Execute the testing segments of enterprise-wide risk assessments. 
  • Contribute to the development of compliance testing methodologies to be utilized across the company.
  • Complete timely reviews and adequately document the evaluation of the effectiveness of the internal controls.
  • Discuss, track, and report potential corrective action plans with the business and provide corresponding recommendations.
  • Collaborate with various teams as necessary regarding issue identification and control implementation.
  • Perform other activities as assigned.

You will aspire to our four core values: 

  • Multi-stakeholder – you have dedication and commitment to our customers, shareholders, employees and families and local communities.
  • Mindful – you seek to be respectful, an active listener and to pay attention to detail.  
  • Driven by Excellence – you are driven by our mission and our passion for customer success which means you relentlessly pursue excellence, that you do not tolerate mediocrity and you work intensely to achieve your goals. 
  • High Integrity – you seek open and honest communication, and you hold yourself to very high moral and ethical standards.  You reject manipulation, dishonesty and intolerance.

What you’ll bring to Circle:

  • Bachelor’s degree
  • Finance, Economics, or Accounting degree preferred
  • 2 years of experience in Compliance Risk Management, with compliance and/or risk and control testing strongly preferred
  • Intermediate working knowledge of Google Product Suite and Apple products
  • SQL knowledge is preferable
  • Cryptocurrency knowledge is preferable

We are an equal opportunity employer and value diversity at Circle. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Product Manager, Business Account

Circle is a global financial technology firm that enables businesses of all sizes to harness the power of stablecoins and public blockchains for payments, commerce and financial applications worldwide. Circle’s platform has supported over 100 million transactions worth tens of billions of dollars, with nearly 10 million retail customers, over a thousand businesses, while storing and securing more than $5 billion in digital currency assets. Circle is also the creator of USD Coin (USDC), the fastest growing, regulated, fully-reserved stablecoin, which now stands at a 2+ billion market cap and is adding more than 100 million net new digital dollars in circulation every week. Today, Circle’s transactional services, business accounts, and platform APIs are giving rise to a new generation of financial services and commerce applications that hold the promise of raising global economic prosperity for all through programmable internet commerce.

What you’ll be part of:

With the mission “To raise global economic prosperity through programmable internet commerce,” Circle was founded on the belief that blockchains and digital currency will rewire the global economic system, creating a fundamentally more open, inclusive, efficient and integrated world economy.  We envision a global economy where people and businesses everywhere can more freely connect and transact with each other with new technologies for digital money. We believe such a system can raise prosperity for people and companies everywhere.

What you’ll be responsible for:

As a Product Manager for Circle’s Business Account, you will build next generation business banking experiences for our customers by harnessing the power of Circle APIs, digital currencies and blockchain technology. You will interface with customers and work closely with product design and engineering, as well as a broad set of internal teams, to conceive and launch amazing transaction, investment and other banking user experiences that are used by thousands of businesses.

What you’ll work on:

  • You will own Circle’s Business Account product vision, feature set and roadmap. You will conceive and build features and user experiences that deliver on our customers’ business banking needs by leveraging an innovative infrastructure for money based on stablecoins and public blockchains.
  • You will routinely interact with customers’ business and finance teams to deeply understand their needs, and translate those into business cases, feature themes, product requirements and roadmaps.
  • You will collaborate with various teams across Circle, sharing customer pain points and discussing new product ideas, communicating product vision, strategy and roadmaps, and gaining alignment as well as unblocking progress.
  • You will partner with product designers to imagine and define new business banking experiences that are better, cheaper, faster and more interoperable than the current generation of financial services.
  • You will own categorizing customers’ needs into segments, prioritizing initiatives according to business strategy, and maintaining an up-to-date product roadmap that delivers on Circle’s Business Account vision.
  • You will manage multiple parallel projects and iterations alongside engineering, and ensure the delivery of feature releases.

You will aspire to our four core values:

  • Multistakeholder – you have dedication and commitment to our customers, shareholders, employees and families and local communities.
  • Mindful – you seek to be respectful, an active listener and to pay attention to detail.  
  • Driven by Excellence – you are driven by our mission and our passion for customer success which means you relentlessly pursue excellence, that you do not tolerate mediocrity and you work intensely to achieve your goals.
  • High Integrity – you seek open and honest communication, and you hold yourself to very high moral and ethical standards.  You reject manipulation, dishonesty and intolerance.

What you’ll bring to Circle:

  • You are a creative product mind, an avid problem solver and a highly collaborative team member.
  • You have 3+ years of product management or founder experience. You have driven product strategy for customer-facing products.
  • You have experience conceiving best-in-class user experiences. You have shipped successful financial services or SaaS products that business customers love.
  • You are a fantastic communicator both verbally and in writing. You are used to effectively interfacing with customers and executives, as well as architects and developers.
  • You are detail-oriented, highly analytical and comfortable digging into large datasets.
  • You are a self-starter and fast-moving when it comes to putting plans into motion – you don’t need to work from a script.

We are an equal opportunity employer and value diversity at Circle. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Lead Product Designer

Circle is a global financial technology firm that enables businesses of all sizes to harness the power of stablecoins and public blockchains for payments, commerce and financial applications worldwide. Circle’s platform has supported over 100 million transactions worth tens of billions of dollars, with nearly 10 million retail customers, over a thousand businesses, while storing and securing more than $5 billion in digital currency assets. Circle is also the creator of USD Coin (USDC), the fastest growing, regulated, fully-reserved stablecoin, which now stands at a 2+ billion market cap and is adding more than 100 million net new digital dollars in circulation every week. Today, Circle’s transactional services, business accounts, and platform APIs are giving rise to a new generation of financial services and commerce applications that hold the promise of raising global economic prosperity for all through programmable internet commerce.

What you’ll be part of:

With the mission “To raise global economic prosperity through programmable internet commerce,” Circle was founded on the belief that blockchains and digital currency will rewire the global economic system, creating a fundamentally more open, inclusive, efficient and integrated world economy.  We envision a global economy where people and businesses everywhere can more freely connect and transact with each other with new technologies for digital money. We believe such a system can raise prosperity for people and companies everywhere.

What you’ll be responsible for:

As a Senior Product Designer on the Product team, you will conceive next generation financial services user experiences for our customers. You will interact with customers and work closely with product and engineering colleagues, as well as a broad set of internal teams, to imagine and build amazing payments, commerce and banking user experiences that are used by thousands of businesses and millions of consumers around the world. As an early member of the product design team, you will also contribute to building a culture of design and attracting new members to the team.

What you’ll work on:

  • You will create meaningful abstractions to complex breakthrough money movement technologies. You will be tasked with the unique challenge of bringing stablecoin payments and banking mainstream – no small feat!
  • You will own the design vision and system for various Circle products – from Circle’s Business Account, to payments widgets and other customer-facing products.
  • You will conceive and execute user research projects. You will deeply understand customers’ pain points and ultimately become an expert in payments and banking use cases.
  • You will sketch, prototype, design and build various stablecoin payments and banking user experiences. You will lead design reviews and articulate your vision and solutions with the broader company leadership.
  • You will deeply collaborate with product and engineering teams to deliver strategic and tactical product features that meet our customers’ needs and bring our products closer to the vision.
  • You will create product design systems to allow product and engineering teams to be most effective in building user experiences.

You will aspire to our four core values:

  • Multistakeholder – you have dedication and commitment to our customers, shareholders, employees and families and local communities.
  • Mindful – you seek to be respectful, an active listener and to pay attention to detail.  
  • Driven by Excellence – you are driven by our mission and our passion for customer success which means you relentlessly pursue excellence, that you do not tolerate mediocrity and you work intensely to achieve your goals.
  • High Integrity – you seek open and honest communication, and you hold yourself to very high moral and ethical standards.  You reject manipulation, dishonesty and intolerance.

What you’ll bring to Circle:

  • You have experience synthesizing highly complex and powerful technology solutions into magical, easy-to-use end user experiences. You have a portfolio that demonstrates this experience.
  • You have 5+ years of product design experience, with a good balance between UI, UX and visual design.
  • You have experience designing mass-scale payments & checkout flows or experience designing financial services / SaaS solutions for businesses. Ideally you have a mix of both!
  • You are a fantastic communicator both verbally and in writing. You are used to effectively interfacing with customers and executives, as well as architects and developers.
  • You are a self-starter and fast-moving when it comes to putting plans into motion – you don’t need to work from a script.
  • You ideally are interested in crypto currencies and simplifying user experiences in that space.

We are an equal opportunity employer and value diversity at Circle. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Manager, Software Engineering

Circle is a global financial technology firm that enables businesses of all sizes to harness the power of stablecoins and public blockchains for payments, commerce and financial applications worldwide. Circle’s platform has supported over 100 million transactions worth tens of billions of dollars, with nearly 10 million retail customers, over a thousand businesses, while storing and securing more than $5 billion in digital currency assets. Circle is also the creator of USD Coin (USDC), the fastest growing, regulated, fully-reserved stablecoin, which now stands at a 2+ billion market cap and is adding more than 100 million net new digital dollars in circulation every week. Today, Circle’s transactional services, business accounts, and platform APIs are giving rise to a new generation of financial services and commerce applications that hold the promise of raising global economic prosperity for all through programmable internet commerce.

What you’ll be part of:

With the mission “To raise global economic prosperity through programmable internet commerce,” Circle was founded on the belief that blockchains and digital currency will rewire the global economic system, creating a fundamentally more open, inclusive, efficient and integrated world economy.  We envision a global economy where people and businesses everywhere can more freely connect and transact with each other with new technologies for digital money. We believe such a system can raise prosperity for people and companies everywhere.

Engineering at Circle:

In 2020, Circle unveiled Circle APIs: a set of solutions and smarter technology to help businesses accept payments in a more global, scalable and efficient alternative to traditional banking rails (spoiler: we’re using USD Coin under the hood).

Over the next 12 months, we’re going to rapidly grow our API customer base and enable even more businesses to easily integrate and benefit from the breakthrough of programmable money on the internet.

If you’re data-driven, interested in building something meaningful and would love to work in an entrepreneurial environment, we can’t wait to hear from you.

You will aspire to our four core values:

  • Multistakeholder – you have dedication and commitment to our customers, shareholders, employees and families and local communities.
  • Mindful – you seek to be respectful, an active listener and to pay attention to detail.  
  • Driven by Excellence – you are driven by our mission and our passion for customer success which means you relentlessly pursue excellence, that you do not tolerate mediocrity and you work intensely to achieve your goals. 
  • High Integrity – you seek open and honest communication, and you hold yourself to very high moral and ethical standards.  You reject manipulation, dishonesty and intolerance.

Your team is responsible for:

As a senior leader on the Circle Platform Services team, you will manage teams that build and own scalable microservices that are responsible for reliable and secure APIs that transfer value & assets across all blockchain protocols (think Bitcoin and Ethereum, for example) as well as traditional banking protocols (think credit cards, bank transfers etc).

What you’ll work on:

  • Run day-to-day activities of a dynamic engineering teams, including requirements grooming, scrums, retrospectives and team outings
  • Design, build, and maintain APIs, user-facing experiences, services, and systems.
  • Provide technical and architectural direction for the development, design, integration, testing, and maintenance of our platform
  • Lead agile software processes for engineering teams and introduce best-in-class industry practices
  • Partner with stakeholders to ensure the teams’ contributions align with company objectives, develop technology roadmaps and set realistic product release schedules
  • Perform full lifecycle of team management to attract, engage, retain, coach and performance manage teams of exceptional engineers (e.g., mentoring, recruiting, training and development, performance evaluation)
  • Act as an internal ambassador for the engineering team to other groups, communicating the opportunities and constraints technology offers to the development of projects
  • Manage technical debt to ensure our development velocity stays responsive and predictable while minimizing production incidents of our operations
  • Contribute to engineering-wide initiatives as a member of Circle’s engineering management team
  • Coordinate the execution of these activities working with cross-functional teams within Circle

What you’ll bring to Circle:

  • 3 or more years of experience with technical leadership
  • 5 or more years of experience with software engineering
  • 3+ years experience coding in one of the following languages:  Go, Java, and/or Javascript
  • Hands on technical manager experienced in designing, building and deploying secure, scalable products and services
  • You love the idea of coaching and building leaders (both within your direct team and outside of your team)
  • You have a passion for enabling and motivating people to do their best work
  • You work very well cross-functionally, and are able to think rigorously and make hard decisions and tradeoffs
  • You have experience managing remote teams
  • The ability to thrive on a fast pace environment with high level of autonomy and responsibilities

We are an equal opportunity employer and value diversity at Circle. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Director, Product Software Engineering

Circle is a global financial technology firm that enables businesses of all sizes to harness the power of stablecoins and public blockchains for payments, commerce and financial applications worldwide. Circle’s platform has supported over 100 million transactions worth tens of billions of dollars, with nearly 10 million retail customers, over a thousand businesses, while storing and securing more than $5 billion in digital currency assets. Circle is also the creator of USD Coin (USDC), the fastest growing, regulated, fully-reserved stablecoin, which now stands at a 2+ billion market cap and is adding more than 100 million net new digital dollars in circulation every week. Today, Circle’s transactional services, business accounts, and platform APIs are giving rise to a new generation of financial services and commerce applications that hold the promise of raising global economic prosperity for all through programmable internet commerce.

What you’ll be part of:

With the mission “To raise global economic prosperity through programmable internet commerce,” Circle was founded on the belief that blockchains and digital currency will rewire the global economic system, creating a fundamentally more open, inclusive, efficient and integrated world economy.  We envision a global economy where people and businesses everywhere can more freely connect and transact with each other with new technologies for digital money. We believe such a system can raise prosperity for people and companies everywhere.

Engineering at Circle:

In 2020, Circle unveiled Circle APIs: a set of solutions and smarter technology to help businesses accept payments in a more global, scalable and efficient alternative to traditional banking rails (spoiler: we’re using USD Coin under the hood).

Over the next 12 months, we’re going to rapidly grow our API customer base and enable even more businesses to easily integrate and benefit from the breakthrough of programmable money on the internet.

If you’re data-driven, interested in building something meaningful and would love to work in an entrepreneurial environment, we can’t wait to hear from you.

You will aspire to our four core values:

  • Multistakeholder – you have dedication and commitment to our customers, shareholders, employees and families and local communities.
  • Mindful – you seek to be respectful, an active listener and to pay attention to detail.  
  • Driven by Excellence – you are driven by our mission and our passion for customer success which means you relentlessly pursue excellence, that you do not tolerate mediocrity and you work intensely to achieve your goals. 
  • High Integrity – you seek open and honest communication, and you hold yourself to very high moral and ethical standards.  You reject manipulation, dishonesty and intolerance.

Your team is responsible for:

As a Director of Software Engineering at Circle, you will manage managers and teams that build and own scalable software solutions to include frontend UX, backend business logic, and APIs  which are responsible for the transfer value & assets across all blockchain protocols (think Bitcoin and Ethereum, for example) as well as traditional banking protocols (think credit cards, bank transfers etc).

What you’ll work on:

  • Act as an internal ambassador for the engineering team to other groups, communicating the opportunities and constraints technology offers to the development of projects
  • Perform full lifecycle of team management to attract, engage, retain, coach and performance manage teams of exceptional engineers and managers (e.g., mentoring, recruiting, training and development, performance evaluation)
  • Provide technical and architectural direction for the development, design, integration, testing, and maintenance of our platform
  • Partner with stakeholders to ensure the teams’ contributions align with company objectives, develop technology roadmaps and set realistic product release schedules
  • Lead agile software processes for engineering teams and introduce best-in-class industry practices
  • Manage technical debt to ensure our development velocity stays responsive and predictable while minimizing production incidents of our operations
  • Contribute to engineering-wide initiatives as a member of Circle’s engineering management team
  • Coordinate the execution of these activities working with cross-functional teams within Circle

What you’ll bring to Circle

  • 5 or more years of experience with technical leadership and people management ( >= 15 direct/indirect reports)
  • 10 or more years of experience with software engineering
  • 5 or more years of experience coding in one of the following languages:  Go, Java, and/or Javascript
  • You have experience in designing, building and deploying secure, scalable services
  • You have a track record of managing managers and multiple technical teams
  • You love the idea of coaching and building leaders (both within your team and at the senior engineering leadership level)
  • You have a passion for enabling and motivating people to do their best work
  • You work very well cross-functionally, and are able to think rigorously and make hard decisions and tradeoffs
  • You have experience managing remote teams
  • The ability to thrive on a fast pace environment with high level of autonomy and responsibilities

We are an equal opportunity employer and value diversity at Circle. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. 

AML Analyst – Know Your Customer

Circle is a global financial technology firm that enables businesses of all sizes to harness the power of stablecoins and public blockchains for payments, commerce and financial applications worldwide. Circle’s platform has supported over 100 million transactions worth tens of billions of dollars, with nearly 10 million retail customers, over a thousand businesses, while storing and securing more than $5 billion in digital currency assets. Circle is also the creator of USD Coin (USDC), the fastest growing, regulated, fully-reserved stablecoin, which now stands at a 2+ billion market cap and is adding more than 100 million net new digital dollars in circulation every week. Today, Circle’s transactional services, business accounts, and platform APIs are giving rise to a new generation of financial services and commerce applications that hold the promise of raising global economic prosperity for all through programmable internet commerce.

What you’ll be part of:

With the mission “To raise global economic prosperity through programmable internet commerce,” Circle was founded on the belief that blockchains and digital currency will rewire the global economic system, creating a fundamentally more open, inclusive, efficient and integrated world economy.  We envision a global economy where people and businesses everywhere can more freely connect and transact with each other with new technologies for digital money. We believe such a system can raise prosperity for people and companies everywhere.

What you’ll be responsible for: 

As an Anti-Money Laundering (AML) Analyst, you’ll join our AML and Sanctions Team helping understand the risks posed by our customers at onboarding and throughout the lifecycle. The ideal candidate is a highly motivated, inquisitive individual with a background in AML compliance, who is extremely customer focused and enjoys solving problems.

What you will be working on:

  • Conduct KYC onboarding of institutional customers, reviewing client documentation/information for sufficiency, accuracy and legitimacy.
  • Conduct EDD reviews of high risk to determine the AML/sanctions risk posed to Circle by the customer and make recommendations on whether to retain high risk customers while achieving Circle’s mission. 
  • Work with our institutional customers to help onboard their own customers.
  • Identify red flags, suspicious activity, investigate patterns / typologies and work on appropriate solutions.
  • Conduct sanctions, PEP, and adverse media checks. 
  • Ensure customers are compliant with the laws and regulations to satisfy Circle’s obligations to the appropriate regulatory authorities.

You will aspire to our four core values:

  • Multistakeholder – you have dedication and commitment to our customers, shareholders, employees and families and local communities.
  • Mindful – you seek to be respectful, an active listener and to pay attention to detail.  
  • Driven by Excellence – you are driven by our mission and our passion for customer success which means you relentlessly pursue excellence, that you do not tolerate mediocrity and you work intensely to achieve your goals.
  • High Integrity – you seek open and honest communication, and you hold yourself to very high moral and ethical standards.  You reject manipulation, dishonesty and intolerance.

What you’ll bring to Circle:

  • A passion for harnessing the power of digital currency and blockchain technology and services built on top of it.
  • B.A./B.S. degree; quantitative or technical degree a plus.
  • 2+ years experience performing KYC at a financial institution, ideally in FinTech
  • An innovative and creative mind looking to suggest new solutions to old problems.
  • Strong organizational, analytical, written, and verbal communication skills.
  • Excellent decision making skills, bias for action and sound judgement. 
  • Ability to maintain a strong operational focus with the ability to manage time sensitive workflows across competing priorities.
  • CAMS, CFCS or CFE certification is a plus.

Location: 

Bermuda, Ireland or the United Kingdom preferred. Other locations may be considered.

We are an equal opportunity employer and value diversity at Circle. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

AML Analyst – Transaction Monitoring

Circle is a global financial technology firm that enables businesses of all sizes to harness the power of stablecoins and public blockchains for payments, commerce and financial applications worldwide. Circle’s platform has supported over 100 million transactions worth tens of billions of dollars, with nearly 10 million retail customers, over a thousand businesses, while storing and securing more than $5 billion in digital currency assets. Circle is also the creator of USD Coin (USDC), the fastest growing, regulated, fully-reserved stablecoin, which now stands at a 2+ billion market cap and is adding more than 100 million net new digital dollars in circulation every week. Today, Circle’s transactional services, business accounts, and platform APIs are giving rise to a new generation of financial services and commerce applications that hold the promise of raising global economic prosperity for all through programmable internet commerce.

What you’ll be part of:

With the mission “To raise global economic prosperity through programmable internet commerce,” Circle was founded on the belief that blockchains and digital currency will rewire the global economic system, creating a fundamentally more open, inclusive, efficient and integrated world economy.  We envision a global economy where people and businesses everywhere can more freely connect and transact with each other with new technologies for digital money. We believe such a system can raise prosperity for people and companies everywhere.

What you’ll be responsible for: 

As an Anti-Money Laundering (AML) Analyst, you’ll join our AML and Sanctions Team helping detect fraudulent activity, suspicious/illegal behaviours and patterns and manage projects focused on preventing and detecting financial crime. The ideal candidate is a highly motivated, inquisitive individual with a background in AML compliance, who enjoys analytical challenges and is extremely customer focused.

What you will be working on:

  • Investigating, analyzing and identifying AML alerts which may lead to filing suspicious activity reports as required by law.
  • Conducting sanctions, PEP, and adverse media checks. 
  • Ensuring customers are compliant with the laws and regulations to satisfy Circle’s obligations to the appropriate regulatory authorities.
  • Identifying suspicious activity, investigate patterns / typologies and work on appropriate solutions.
  • Maintaining a strong operational focus with the ability to manage time sensitive workflows across competing priorities.
  • Suggest improvements to internal triggers, policies/procedures, give constructive feedback to our product teams on improvements to be made to internal tools that will lead to greater efficiency for the AML ops team and the customer.
  • Ability to understand complex business problems, break down analytical projects into a structured approach and formalize complex ideas into a well defined logic.

You will aspire to our four core values:

  • Multistakeholder – you have dedication and commitment to our customers, shareholders, employees and families and local communities.
  • Mindful – you seek to be respectful, an active listener and to pay attention to detail.  
  • Driven by Excellence – you are driven by our mission and our passion for customer success which means you relentlessly pursue excellence, that you do not tolerate mediocrity and you work intensely to achieve your goals.
  • High Integrity – you seek open and honest communication, and you hold yourself to very high moral and ethical standards.  You reject manipulation, dishonesty and intolerance.

What you’ll bring to Circle:

  • A passion for harnessing the power of digital currency and blockchain technology and services built on top of it.
  • B.A./B.S. degree; quantitative or technical degree a plus.
  • 2+ years experience conducting AML alert review, investigation and applicable reporting, strong knowledge of AML regulations.
  • An innovative and creative mind looking to suggest new solutions to old problems.
  • Strong organizational, analytical, written, and verbal communication skills.
  • Excellent decision making skills, bias for action and sound judgement. 
  • Ability to maintain a strong operational focus with the ability to manage time sensitive workflows across competing priorities.
  • CAMS, CFCS or CFE certification is a plus.

Location: 

Bermuda, Ireland or the United Kingdom preferred. Other locations may be considered.

We are an equal opportunity employer and value diversity at Circle. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Manager, AML

Circle is a global financial technology firm that enables businesses of all sizes to harness the power of stablecoins and public blockchains for payments, commerce and financial applications worldwide. Circle’s platform has supported over 100 million transactions worth tens of billions of dollars, with nearly 10 million retail customers, over a thousand businesses, while storing and securing more than $5 billion in digital currency assets. Circle is also the creator of USD Coin (USDC), the fastest growing, regulated, fully-reserved stablecoin, which now stands at a 2+ billion market cap and is adding more than 100 million net new digital dollars in circulation every week. Today, Circle’s transactional services, business accounts, and platform APIs are giving rise to a new generation of financial services and commerce applications that hold the promise of raising global economic prosperity for all through programmable internet commerce.

What you’ll be part of:

With the mission “To raise global economic prosperity through programmable internet commerce,” Circle was founded on the belief that blockchains and digital currency will rewire the global economic system, creating a fundamentally more open, inclusive, efficient and integrated world economy.  We envision a global economy where people and businesses everywhere can more freely connect and transact with each other with new technologies for digital money. We believe such a system can raise prosperity for people and companies everywhere.

What you’ll be responsible for: 

As a Manager of Anti-Money Laundering (AML), you’ll help oversee our AML and Sanctions Team, which is responsible for customer onboarding, and analyzing and reporting financial crime. The ideal candidate is a highly motivated, inquisitive individual with a background in AML investigations, who is extremely customer and team focused.

What you will be working on:

  • Managing a team of analysts in global locations.
  • Oversee customer Know Your Customer (KYC) and onboarding and alert review processes including the documentation of policies, procedures.
  • Identify areas of enhancement in the AML and sanctions program 
  • Investigating, analyzing and identifying AML alerts which may lead to filing suspicious activity reports as required by law.
  • Ensure the highest standards of documentation and quality in the execution of onboarding and transaction monitoring processes.
  • Work closely with the Risk Product and Analytics team to ensure the transaction monitoring rules adequately cover all identified risks.
  • Closely follow legal, compliance, and enforcement developments in the cryptocurrency industry to ensure our processes keep pace.
  • Partner with Circle’s engineering and product teams to ensure the AML and sanctions program is supported with the most effective tools and technological support.

You will aspire to our four core values:

  • Multistakeholder – you have dedication and commitment to our customers, shareholders, employees and families and local communities.
  • Mindful – you seek to be respectful, an active listener and to pay attention to detail.  
  • Driven by Excellence – you are driven by our mission and our passion for customer success which means you relentlessly pursue excellence, that you do not tolerate mediocrity and you work intensely to achieve your goals.
  • High Integrity – you seek open and honest communication, and you hold yourself to very high moral and ethical standards.  You reject manipulation, dishonesty and intolerance.

What you’ll bring to Circle:

  • A passion for harnessing the power of digital currency and blockchain technology and services built on top of it.
  • B.A./B.S. degree; quantitative or technical degree a plus.
  • 5+ years of relevant experience in KYC and transaction monitoring including 3+ years of experience managing teams.
  • An innovative and creative mind looking to suggest new solutions to old problems.
  • Deep experience and knowledge of traditional money laundering and terrorist financing typologies.
  • Compliance experience in either banking, consulting, or cryptocurrency required. Experience in RegTech or Fintech company preferred. 
  • Understanding or experience with Chainalysis, Elliptic, Coinfirm or other on-chain monitoring solutions.
  • Understanding of financial crime case management software (e.g., Actimize, Fircosoft, Norkom).
  • Proven experience working collaboratively and effectively with the ability to work with multiple stakeholders and internal teams.
  • Experience and comfort working in an ever changing industry and the flexibility to quickly react to changing demands.
  • CAMS, CFCS or CFE certification is a plus.

Location: 

Bermuda, Ireland or the United Kingdom preferred. Other locations may be considered.

We are an equal opportunity employer and value diversity at Circle. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Senior Director, Accounting/Controller

Circle is a global financial technology firm that enables businesses of all sizes to harness the power of stablecoins and public blockchains for payments, commerce and financial applications worldwide. Circle’s platform has supported over 100 million transactions worth tens of billions of dollars, with nearly 10 million retail customers, over a thousand businesses, while storing and securing more than $5 billion in digital currency assets. Circle is also the creator of USD Coin (USDC), the fastest growing, regulated, fully-reserved stablecoin, which now stands at a 2+ billion market cap and is adding more than 100 million net new digital dollars in circulation every week. Today, Circle’s transactional services, business accounts, and platform APIs are giving rise to a new generation of financial services and commerce applications that hold the promise of raising global economic prosperity for all through programmable internet commerce.

What you’ll be part of:

With the mission “To raise global economic prosperity through programmable internet commerce,” Circle was founded on the belief that blockchains and digital currency will rewire the global economic system, creating a fundamentally more open, inclusive, efficient and integrated world economy.  We envision a global economy where people and businesses everywhere can more freely connect and transact with each other with new technologies for digital money. We believe such a system can raise prosperity for people and companies everywhere.

Circle is looking for an exceptional Controller to lead the accounting team on all matters financial reporting and financial operations. Areas of focus include corporate accounting, overseeing accounts payable and accounts receivable, defining technical accounting policy positions, ensuring compliance with both US and international accounting standards and project managing financial statement audits for our consolidated multi-national and regulated business.

What you’ll work on: 

  • Oversee monthly and quarterly financial closes to produce high quality entity level and consolidated financial statements including variance analysis for management review.
  • Lead and scale a team to prepare Circle for the next phase of its growth.
  • Key contact for six annual global financial statement audits, scoping out audit project plans to ensure requests are provided on time and audit deadlines are met.
  • Oversee corporate accounting for the company including stock compensation accounting, equity and debt financing, M&A transactions and valuation analysis.
  • Ensure Circle’s accounting policies around revenue recognition, digital assets and corporate matters are documented and in compliance with latest GAAP guidance.
  • Ensure balance sheet reconciliations for customer and corporate cash, accrued expenses, prepayments, digital assets and intercompany activity are completed monthly to audit ready standard.
  • Work cross-functionally with other departments at Circle to help ensure optimal financial outcomes, mitigate risk and work on strategic initiatives.
  • Oversee procurement policy and accounts payable process to ensure vendors are onboarded, approvals and supporting documents collected and vendors are paid on time.
  • Oversee accounts receivable and invoicing process for Circle API’s subscription billing, ensure customer payments are reconciled, failed payments are followed up and manage collections risk as needed.
  • Support tax requirements of the company including inputs to tax provision, tax returns, sales tax and VAT, annual 1099 reporting and transfer pricing.
  • Support the compliance function with Circle’s many financial license requirements via ensuring accurate financial reporting, capital adequacy and safeguarding customer funds.

You will aspire to our four core values:

  • Multistakeholder – you have dedication and commitment to our customers, shareholders, employees and families and local communities.
  • Mindful – you seek to be respectful, an active listener and to pay attention to detail.  
  • Driven by Excellence – you are driven by our mission and our passion for customer success which means you relentlessly pursue excellence, that you do not tolerate mediocrity and you work intensely to achieve your goals.
  • High Integrity – you seek open and honest communication, and you hold yourself to very high moral and ethical standards.  You reject manipulation, dishonesty and intolerance.

What you’ll bring to Circle:

  • 12+ years of accounting experience including 5+ years as a Controller.
  • CPA qualified with experience in public accounting preferred.
  • Experience managing multiple financial statement audits to hit filing deadlines.
  • Exceptional track record in developing talent and scaling teams in fast growth environments (preferably working in a startup environment or with technology companies).
  • Demonstrated experience in process automation and using technology to improve process efficiency. 
  • Strong time management, prioritization and organizational skills to manage accounting workflows and execute on cross-functional projects simultaneously.
  • Experience working with multinational companies including multi-currency and consolidation accounting.
  • Strong understanding of US GAAP and international financial reporting standards (FRS102), proven ability to draft complex accounting positions and memos.
  • Ability to roll up sleeves on detailed work as needed as well as strategically manage workstreams.
  • Strong written and oral communicator, comfortable presenting to management and audit and risk committee.
  • Prior experience working in the fintech or payments industry would be highly sought after.

Product Marketing Manager

Circle is a global financial technology firm that enables businesses of all sizes to harness the power of stablecoins and public blockchains for payments, commerce and financial applications worldwide. Circle’s platform has supported over 100 million transactions worth tens of billions of dollars, with nearly 10 million retail customers, over a thousand businesses, while storing and securing more than $5 billion in digital currency assets. Circle is also the creator of USD Coin (USDC), the fastest growing, regulated, fully-reserved stablecoin, which now stands at a 2+ billion market cap and is adding more than 100 million net new digital dollars in circulation every week. Today, Circle’s transactional services, business accounts, and platform APIs are giving rise to a new generation of financial services and commerce applications that hold the promise of raising global economic prosperity for all through programmable internet commerce.

What you’ll be part of:

With the mission “To raise global economic prosperity through programmable internet commerce,” Circle was founded on the belief that blockchains and digital currency will rewire the global economic system, creating a fundamentally more open, inclusive, efficient and integrated world economy.  We envision a global economy where people and businesses everywhere can more freely connect and transact with each other with new technologies for digital money. We believe such a system can raise prosperity for people and companies everywhere.

What you’ll work on:

You will become a subject matter expert on the digital currency megatrend, it’s disruption of the financial system and the Circle Platform Services business. You will understand prospective markets, customer segments and the competitive landscape, forming data driven viewpoints on growth strategies and tactics. You will then relay that information across Sales, Marketing and Product via work plans, artifacts and collateral, driving a unified understanding of how Circle’s services are positioned in the market and how we message such services to the outside world. You will leverage your deep product and customer knowledge to create profitable and sustainable business models. Navigating the myriad of possibilities that digital currency unlocks is no small feat. As we march forward it is crucial to understand our customers and the markets we operate in, and you will be their voice within the organization. 

What you’ll bring to Circle:

You are an accomplished Marketer or Product Manager with a knack for turning research into insights. You thrive in ambiguity and startup culture. You can take project assignments and run with it, always going above and beyond, never needing to be handheld. You have a strong interest in the future of global payments and, preferably, a background in Fintech.

You have been successful in developing market insights and communicating them across an organization to drive growth. You are capable of initiating and engaging in strategic conversations at multiple levels of the organization. You can talk to customers comfortably and confidently, deriving necessary data points about key problem spaces and how they can be solved. You can enter the early stages of a growing team, get your hands dirty and build. You have 5+ years of scaling experience working within Product and/or Marketing organizations.

You will work on:

  • Market research and competitive intelligence
  • Positioning and Messaging 
  • Content and Collateral
  • Pricing Strategy 

We are an equal opportunity employer and value diversity at Circle. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.